Personal Finance (Not Investing) • Re: use savings for future home for higher...
I put education and having a career path your wife likes number one. Life happens and everything is not on a timeline or spreadsheet. A house can wait in my opinion. I would probably just use my...
View ArticleInvesting - Theory, News & General • Re: International (Non-US) versus US...
The weak form leaves open the possibility of profitable fundamental analysis. But since I have no inclination or ability to do fundamental analysis so for all practical purposes it doesn't matter...
View ArticleInvesting - Theory, News & General • Re: Jason Zweig on Bonds vs Bond Funds
I asked this question: viewtopic.php?t=421818I don't think it can be mathematically proven that holding a bond fund to its duration ensures that you will not lose your principal. That is the advantage...
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Personal Finance (Not Investing) • Re: Is my understanding of capital gains...
In 2024, a single filer age <65 with the only income being $60K LTCG would owe $0 to the IRS.See Tax estimation tools. And remember the standard deduction. Statistics: Posted by FiveK — Sat Apr 27,...
View ArticlePersonal Finance (Not Investing) • Re: Selling rental or less to 401k
Plenty of subjects here to discuss.First, if your rental is bringing in $3800 a month, this indicates that it's a good rental if it's worth less than $380,000. If it's worth more, it's a poor rental...
View ArticlePersonal Finance (Not Investing) • Re: Paying a contractor
It is good to know how the contractor expects to be paid before hiring. He is probably doing tax avoidance but that is not your issue. Smaller contractors I hire will want payment in their name with a...
View ArticlePersonal Finance (Not Investing) • Re: To What Extent Do You Subsidize Adult...
My kids are grown and working. They still have credit cards I gave them when they are young and they still use them frequently. It is understood that whenever they use it, they promise to deposit...
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